Truck dealers have never been more willing to negotiate and buyers can easily find an interest free truck deal on many 2020 & 2021 models.
If you’re looking for a new truck, there are some fantastic deals going on that you won’t want to miss out on. These midsize & full-size trucks can get the job done whether you need a truck for work or you just want a new pickup. You can arrange test drives through participating dealers and even complete the deal from home. Here are the best truck deals going on now.
Offers can vary by region, so check the manufacturer’s website for availability and details before visiting a dealer. Tax, title, license extra.
2021 Jeep Gladiator
Current offer: 0.0% APR plus $1,500 cash back
The 2021 Jeep Gladiator has the Wrangler’s aesthetic, convertible top and doors, and outstanding off-roading capability, with the added bonus of a truck bed. There’s a deal on the Sport 4×4 model this February with 0% APR financing for 36 months plus up to $1,500 in cash allowance.
For 2021, the Gladiator is available with a diesel engine. You can also look for 80th Anniversary and Willys Editions. In our Expert Review of the Gladiator, we praised the Gladiator’s off-road chops and were impressed with its three-position tailgate, which allows you to safely carry longer items.
2021 Toyota Tundra
Current offer: 2.9% APR financing
With standard V8 power and rock-solid reliability, the Toyota Tundra is a comfortable, capable truck that’s built to last. There’s a nice financing deal running this month on the Tundra. Well-qualified buyers can get 2.9% APR financing for 60 months on this truck.
The Toyota Tundra is a solid all-around truck, one that has earned impressive loyalty over the years. One of the smart features of this truck is the use of replaceable bumper panels, which are less expensive to replace than the single-piece covers found on other trucks.
2021 GMC Canyon
Lease offer: $2,479 down and $209/month for 36 months
The GMC Canyon is a stylish and capable midsize pickup with some great engine options. There’s a unique new AT4 off-road model for 2021, which is a premium off-road trim level. It comes with 31-inch tires, a locking rear differential, skid plate, and specially tuned suspension.
If you’re interested in the AT4, GMC is offering a deal for people who currently lease or own 2007-or-newer non-GM vehicles. You can get 0% APR financing for 72 months plus up to $1,550 cash back. If you’re shopping for the 2WD Elevation, you pay $209 a month for 36 months after a $2,479 down payment.
2021 Chevrolet Colorado
Lease offer: $2,179 down and $259/month for 36 months
The capable midsize Chevrolet Colorado comes in a wide range of models and has a choice of three engines, including a diesel. This month, lessees of a 2016-or newer vehicle (GM or not) can lease a Colorado LT Crew Cab for $259 a month.
For 2021, this Chevy receives updated styling, as well as some new features. When it comes to the Colorado, the diesel engine is impressive. It gets you the best fuel economy in a midsize truck, as well as best-in-class towing capacity.
What is the cheapest truck to buy right now?
You can often find a truck for around $20,000 – $25,000 before any negotiations. This includes trucks like the Nissan Frontier, Chevrolet Colorado, GMC Canyon, and Ford Ranger.
Who has the best 0% APR deals on trucks?
Brands like GMC, Chevrolet, Ford, and Nissan consistently put out new 0% APR deals each month on their line of trucks.
Is it a good time to buy a truck?
It’s always important to check the latest deals and to shop around, but late October is typically the best time to buy a truck. Specifically, the best days of the week to buy a truck at a dealership fall between Monday and Wednesday.
Can I purchase a truck for my business?
Yes, you can ask your business accountant to help treat the purchase as a business expense. Or contact a fleet manager if you are interested in more than one truck for your business.
What credit score do you need to qualify for an interest free truck deal?
There is no set minimum credit score to qualify for 0% APR financing on a new truck, but most dealerships typically require a credit score of at least 700. Buyers with a score of 720 – 750 (or higher) have a much better chance.